Costs of Living in Indonesia: A Complete Guide for Prospective Expats

Indonesia, a sprawling archipelago in Southeast Asia, is known for its vibrant culture, diverse landscapes, and relatively low cost of living compared to many Western countries. Whether you’re moving for work, retirement, or adventure, understanding the living costs is essential for budgeting and settling comfortably.

General Costs of Living in Indonesia

1. Accommodation

Accommodation costs vary significantly based on the type, location, and amenities offered. Here’s a breakdown:

Apartments in Major Cities

• One-bedroom apartment in city center: $250–$600/month
• One-bedroom apartment outside city center: $150–$350/month
• Three-bedroom apartment in city center: $600–$1,500/month

Houses in Residential Areas

• Small house: $200–$500/month
• Larger family homes: $600–$1,200/month

Utilities
Electricity, water, garbage, and basic internet: $50–$150/month, depending on consumption and city.

2. Transportation

Indonesia offers various transportation options, each with distinct costs:

Local Buses and Mini-Buses (Angkot): $0.20–$0.50 per ride
Trains (in cities like Jakarta): $0.30–$1.00 per trip
Taxis: $0.50 starting fare + $0.30 per kilometer
Motorbike Taxis (Ojek): $0.20–$1.00 for short distances
Ride-Hailing Apps (Grab, Gojek): Competitive fares starting at $1.00 for short rides.

Monthly transportation expenses can range from $30 to $100 for regular commuters.

3. Dining and Groceries

Dining out is incredibly affordable, especially in local eateries. Groceries, on the other hand, depend on lifestyle and preferences.

Dining Out

• Local warung meal: $1.50–$3.00
• Mid-range restaurant: $5.00–$15.00 per person
• High-end restaurant: $20–$50 per person

Groceries

• 1 liter of milk: $1.00–$1.50
• Loaf of bread: $1.50–$2.00
• Rice (1kg): $0.80–$1.20
• Chicken breast (1kg): $3.00–$5.00
• Fresh vegetables and fruits: $0.50–$2.00 per kilogram

A family of four can expect to spend $250–$400 monthly on groceries.

4. Miscellaneous Expenses

Gym membership: $15–$40/month
Mobile phone and internet: $10–$30/month
Entertainment (movies, activities): $3–$15 per activity

Cost Comparison Between Popular Cities

Jakarta (Capital City)

Pros: Modern amenities, extensive transportation network, job opportunities.
Costs:

• Rent: $300–$800/month for apartments
• Transportation: $40–$100/month
• Dining out: $2.00–$30.00/meal

Jakarta is the most expensive city but offers the best facilities.

Bali (Tourist Haven)

Pros: Beaches, expat-friendly, laid-back vibe.
Costs:

• Rent: $200–$700/month for apartments or villas
• Transportation: $30–$80/month (mostly motorbikes)
• Dining out: $2.00–$25.00/meal

Bali offers a mix of luxury and affordability, depending on location.

Yogyakarta (Cultural Hub)

Pros: Affordable, rich in culture, educational institutions.
Costs:

• Rent: $150–$400/month for apartments
• Transportation: $20–$50/month
• Dining out: $1.50–$15.00/meal

Yogyakarta is ideal for students and budget-conscious individuals.

Surabaya (Industrial Center)

Pros: Developing infrastructure, affordable living.
Costs:

• Rent: $200–$500/month for apartments
• Transportation: $25–$60/month
• Dining out: $1.50–$20.00/meal

Surabaya strikes a balance between Jakarta's urban vibe and smaller cities' affordability.

Bandung (Cool Climate)

Pros: Scenic views, pleasant weather, shopping destination.
Costs:

• Rent: $150–$400/month for apartments
• Transportation: $20–$50/month
• Dining out: $2.00–$18.00/meal

Bandung is favored for its cooler climate and vibrant café culture.

Conclusion

Indonesia is an affordable destination, whether you’re planning to move for work, study, or leisure. While Jakarta and Bali offer modern conveniences at higher prices, cities like Yogyakarta and Bandung provide more budget-friendly options without compromising on culture and livability.

To thrive in Indonesia, tailor your budget to your lifestyle. Opt for local food and transportation to save costs, and consider smaller cities for a more relaxed and economical experience. With careful planning, Indonesia can be a fantastic place to call home.